Recently, I came across a article on a local news cast website here in Utah. It talked about a couple just days away from their scheduled wedding found out their reception hall – where they had paid for their event in full – is now closed.
Now this sounds rare but if you really do some digging you would find that it isn’t. I did some research and came across another article located in Toronto that wedding insurance claims have gone up. The article stated that among all of the claims last year were due to “vendor problems,” 21% involved caterers going out of business and an additional 11% were related to deejays going out of business or not showing up.
If you are the type to prepare for these types of issues you can purchase wedding insurance. A basic insurance policy that covers loss of photos, videos, attire, presents, rings and deposits usually costs anywhere between $155 and $550, depending on the amount of coverage you want. General liability insurance, which covers up to $1,000,000 for accidents, costs around $185. http://www.wedsafe.com
You can also work with the local associations to prepare. The American Disc Jockey, NACE or the Professional Photographer association has helped hundred if not thousands of couples across the country whose Disc jockey, Caterer, or photographer failed to show.
for those looking for a Disc Jockey you can contacthttp://adja.org/.
for those looking for a Photographer you can contact http://www.ppa.com/
for those looking for a Caterer you can contact http://www.nace.net/
Hope this helps